Published October 12, 2026 in Market Update

More Flagstaff listings are giving buyers a little more room

The Real Estate Data Aggregator counted 476 homes for sale across Flagstaff in the three months ending August 31, 2026. That is up 8.9% from a year ago. More choices mean buyers can compare homes and terms before they decide. For sellers, that means pricing and preparation matter more than they did last year.

Freddie Mac put the 30-year fixed rate at 7.40% as of October 8, 2026. That is the highest it has been in 35 months, according to Realtor.com. Rates that high slow some buyers down. Even so, the Real Estate Data Aggregator shows 347 pending sales across Flagstaff in that same period.

How each ZIP code looked

The three ZIP codes tell slightly different stories. Here is what the Real Estate Data Aggregator counted for each one in the three months ending August 31, 2026.

86001: Prices edged up, but fewer homes sold

The Real Estate Data Aggregator put the median sale price in 86001 at $709,500, up 2.1% from a year ago. That is a small, honest gain. Homes sold fell 9.3% to 97. Pending sales dropped 32.3%, which is a notable slide. Not every home found a buyer quickly. The median home sat on the market 35 days, though that is actually 10 days shorter than a year ago.

One bright spot: 40.5% of homes in 86001 went under contract within two weeks of listing. That share is up 9.8 points from a year ago, according to the Real Estate Data Aggregator. Homes priced and prepared well are still moving.

86004: The quickest ZIP in Flagstaff right now

The Real Estate Data Aggregator counted 130 homes sold in 86004, the most of any ZIP here. The median sale price was $685,000, up 2.2% from a year ago. Homes spent a median of just 27 days on the market. That is 13 days shorter than the same period last year. Pending sales rose 4.2%, the only ZIP to show a gain there.

New listings in 86004 climbed 11.1% to 170, the biggest supply jump of any ZIP. Homes for sale rose 13.5%. Buyers have more to look at here than anywhere else in Flagstaff. That makes a sharp price matter more.

86005: More sales, but the price dipped

The Real Estate Data Aggregator counted 107 homes sold in 86005, up 12.6% from a year ago. More homes changed hands here than in the prior year. But the median sale price fell 9.5% to $832,700. Prices dipped, and that likely helped move more homes. Days on market held steady at 42, unchanged from last year.

The sale-to-list ratio in 86005 was 98.7%, up 1.3 points from a year ago. And 21.5% of homes sold above list price, up 8.9 points. Those are the strongest above-list numbers of any ZIP here, according to the Real Estate Data Aggregator. Well-priced homes in 86005 are drawing real competition.

What rates are doing to the picture

Freddie Mac put the 30-year fixed rate at 7.40% as of October 8, 2026. Realtor.com noted that is the highest rate in 35 months. A year ago, Realtor.com reported the rate was 6.30%. That 110-basis-point jump adds real cost to a monthly payment. Some buyers are pausing. That is part of why pending sales across Flagstaff are down 6.7% from a year ago.

Even with rates climbing, homes are still selling. The Real Estate Data Aggregator shows 334 closed sales across Flagstaff in the three months ending August 31, 2026. The market is slower in spots, but it is not stopped.

These numbers cover the three months ending August 31, 2026. One street can read very differently from the whole ZIP code. A home on one block in 86004 may sit longer than another a few streets away. The ZIP-wide number is a starting point, not the final word on your home.